Vacancies
Job Title: Branch Manager
Location: Lagos
Employment Type: Full-time
Job Summary
- Branch Manager is responsible for the coordination, supervision of subordinates via evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.
Job Description
- Coordinate, supervise, market loan products and process loan applications for Customers
- Oversee subordinates and evaluate loan processing to determine customers financial eligibility and feasibility of repayment loans
- Determine all applicable ratios and metrics and set up loan payment plans
- Complete loan contracts and counsel clients on policies and restrictions
- Opening loan applications Conducting loan analysis by visiting the business and household of clients
- Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
- Presenting loan proposals to the credit units and informing the client about the decision of the credit units
- Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
- Ensuring high quality standards of the bank’s credit portfolio
- Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.
Key Requirements
- Minimum of B.Sc. or its equivalent in Marketing or related field.
- 3 – 5 years cognate experience from a reputable Microfinance Bank.
- Sound Risk Management experience and can disburse/deliver a Min of 250million Naira monthly team target with good success rate and track records.
- Must be resident around Ikotun, Agege, Yaba, Ebute Metta, Gbagada, Oworonshoki, or Lagos Island and it environ.
- Ability to oversee a branch to achieving maximum productivity via disbursement of quality Micro, SME Loans in large volumes without default
- Experienced in repayment tracking and loan collection without a day default
Skills
- Detailed and target oriented
- Excellent team spirit and communications skills
- Excellent Human Relations and Inter-personal skills
- Goal oriented
Job Title: SME Loan Officer
Location: Lagos
Job Description
- Market loan products and process loan applications for SME.
- Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
- Determine all applicable ratios and metrics and set up loan payment plans
- Complete loan contracts and counsel clients on policies and restrictions
- Opening loan applications Conducting loan analysis by visiting the business and household of clients
- Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
- Presenting loan proposals to the credit units and informing the client about the decision of the credit units
- Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
- Ensuring high quality standards of the bank’s credit portfolio
- Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.
Requirement
- Minimum of HND or B.Sc. in Marketing or related field
- Minimum of 3 – 5 years Cognate Experience as SME Loan Officer from a reputable State/National Licensed Microfinance Bank
- Must have pool of High-Net-worth Customers credible to access loan/credit facility in either Lagos Island or Mainland.
- Must be goal and target oriented and able to deliver minimum of 30 million Naira loan disbursement targets monthly.
Job Title: Liability General Manager
Location: Lagos
Role Description
The main responsibility of the Liability Generation Manager is to maintain the financial health of the organization by attracting deposits to enable the organization have adequate liquidity to operate effectively as a financial institution by prospecting, acquiring and retaining customers for the company
- Deposit Mobilization: Develop and implement strategies to attract deposits from individual and corporate clients, ensuring consistent growth in deposit base.
- Relationship Management: Build and maintain strong relationships with existing and potential clients, providing exceptional customer service and addressing their financial needs.
- Client Portfolio Management: Manage a portfolio of clients, monitoring their investment requirements, providing investment advice, and ensuring client satisfaction.
- Product Development: Work closely with the product development team to identify and develop investment products that meet the needs of clients and attract new deposits.
- Risk Management: Assess and manage the risk associated with deposit mobilization and investment products, ensuring compliance with regulatory requirements.
- Market Analysis: Stay updated on market trends, competitor activities, and changes in the regulatory environment to identify opportunities and mitigate risks.
- Reporting: Prepare regular reports on deposit growth, client retention, and investment performance for management review.
- Team Collaboration: Collaborate with internal teams, such as marketing, operations, and finance, to ensure smooth execution of deposit mobilization activities and efficient fund management.
- Compliance: Adhere to all regulatory and legal requirements related to deposit mobilization, customer due diligence, and investment products.